What We Can Do For You
For typical ongoing plans, our services include:
Discovering You
We realize that financial planning is all about YOU! And the only way that we can deliver what YOU need is to understand what those needs are. We do this through a collaborative approach of getting to know you and helping you understand what we can do for you.
Tactical Plan
Once we know the long-term strategy, we can put short term tactics in place to meet your needs (and optimize taxes, savings, investments, etc). Those tactics will change every year as the future evolves (and assumptions turn to reality). Depending on the scope of services, we can revisit those tactics every time we meet.
Reviewing and Monitoring
We will review the progress during the year. Through Pathsetter Financials' monitoring, and our collaborative reviews, we'll consult with you and make modifications to the strategies and plans as needed. Ongoing comprehensive plans include 2-4 meetings per year with all topics in scope, but focus items different times of the year. A few topics have natural timings such as tax planning in Q1 and Q4, and Budgeting in Q1.
Long-Term Strategy
A good financial plan goes out decades. If you're 40, a plan to 90 is 50 years long! Savings Plans, Tax Strategy, Retirement Income, Insurance considerations will ebb and flow, and your plan should be dynamic to adjust to each change.
Implementation
Now that the plans are in place, we'll walk you through the process of implementing them. Whether it's making the right investment decisions, choosing the right insurance strategy for you and your family, saving enough (and regularly) to reach your retirement goals, or suggesting an estate strategy that preserves your legacy.
